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Independent Investor | January 2018
Thinking of Retiring Early? Mind the Gap! According to a recent Gallup poll, the average American retires at age 62.1 That’s at least four years away from collecting full Social Security retirement benefits, not to mention pensions, which typically begin at age 65, when available. Collectively, these programs can account for a significant share of…
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Making Your Holidays Fun–and Affordable
The holidays can be a wonderful time of year, filled with family and friends and the joy of giving–or receiving–the perfect gift. But if you’re not careful, the holidays can also be a financial drain–leaving bills that linger long after the season has ended. The key to managing holiday spending is to treat it as…
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Independent Investor | February 2016
You’ve worked long and hard to accumulate the assets that you are using to help finance your retirement. Now, it’s time to start drawing down those assets.
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Independent Investor | January 2016
It’s 2016: Do You Know Who Your Beneficiaries Are? Whether you’re wealthy or earn a modest income, there is one estate planning concern that is shared by people from all walks of life-the decision of who gets what when you’re gone. While some individuals logically assume that a will is the only official forum to…
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Independent Investor | November 2015
Tips for Surviving a Stock Market Correction For investors accustomed to strong and consistent stock market gains, a period of sustained falling stock prices is not easy to accept. All too often, investors will react to a drop in prices by panic selling or digging their heels in despite deteriorating fundamentals. But more thoughtful investors…
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Independent Investor | October 2015
Longevity Risk: A Key Consideration in Any Retirement Planning Strategy Americans are living longer, and in many cases healthier lives than ever before. That’s good news. But the downside of living longer is that the chance of you outliving your retirement income is becoming more and more real. Recent research conducted by the Society of…